Enquête HFCS résidents (national) (HFCS-LU)
    Financial and Consumer behaviour of Households in Luxembourg (national) (HFCS-LU)
    This survey of « the financial and consumer behaviour of households in Luxembourg », which was conducted jointly with the Luxembourg Central Bank (BCL), aims to describe the financial situation of private households living in Luxembourg. The results of this survey will in turn facilitate further research, thereby providing an even more solid basis for drafting common monetary policy. The survey is part of the Household Finance and Consumption Survey, a European project organised within the framework of the Eurosystem and coordinated by the European Central Bank.
    Cultural Heritage
    Housing
    Assets
    Finance
    Income
    Employment
    Household Budgets
    Savings
    Property, Ownership And Tenure


    HB0300
    main residence - tenure status
    TAG: Property, Ownership And Tenure
    HB0400
    is rent paid for partially owned household main residence
    TAG: Property, Ownership And Tenure
    HB0410
    amount of rent paid for partially owned household main residence
    TAG: Property, Ownership And Tenure
    HB0500
    % of ownership of household main residence
    TAG: Property, Ownership And Tenure
    HB0600
    way of acquiring property
    TAG: Property, Ownership And Tenure
    HB0700
    year of property acquisition
    TAG: Property, Ownership And Tenure
    HB0800
    property value at the time of its acquisition
    TAG: Property, Ownership And Tenure
    HB0900
    current price of household main residence
    TAG: Property, Ownership And Tenure
    HB1000
    mortgages or loans using HMR as collateral
    TAG: Property, Ownership And Tenure
    HB1010
    number of mortgages or loans using HMR as collateral
    TAG: Property, Ownership And Tenure
    HB110$x
    HMR mortgage $x: loan refinancing
    TAG: Property, Ownership And Tenure
    HB120$x
    HMR mortgage $x: purpose of the loan
    TAG: Property, Ownership And Tenure
    HB130$x
    HMR mortgage $x: year when loan taken or refinanced
    TAG: Property, Ownership And Tenure
    HB140$x
    HMR mortgage $x: initial amount borrowed
    TAG: Property, Ownership And Tenure
    HB150$x
    HMR mortgage $x: additional borrowing on the HMR mortgage
    TAG: Property, Ownership And Tenure
    HB160$x
    HMR mortgage $x: length of the loan at the time of borrowing/refinancing
    TAG: Property, Ownership And Tenure
    HB170$x
    HMR mortgage $x: amount still owed
    TAG: Property, Ownership And Tenure
    HB180$x
    HMR mortgage $x: adjustable interest rate
    TAG: Property, Ownership And Tenure
    HB190$x
    HMR mortgage $x: current interest loan of the HMR mortgage
    TAG: Property, Ownership And Tenure
    HB200$x
    HMR mortgage $x: monthly amount of payment made on loan
    TAG: Property, Ownership And Tenure
    HB2100
    money still owed on additional HMR loans
    TAG: Property, Ownership And Tenure
    HB2200
    monthly amount of payment made on additional HMR loans
    TAG: Property, Ownership And Tenure
    HB2300
    monthly amount paid as rent
    TAG: Property, Ownership And Tenure
    HB2400
    household owns other properties than HMR
    TAG: Property, Ownership And Tenure
    HB2410
    number of properties other than household main residence
    TAG: Property, Ownership And Tenure
    HB250$x
    other property $x: property type
    TAG: Property, Ownership And Tenure
    HB260$x
    other property $x: for household own use
    TAG: Property, Ownership And Tenure
    HB261$x
    other property $x: for business use
    TAG: Property, Ownership And Tenure
    HB262$x
    other property $x: leased or rented
    TAG: Property, Ownership And Tenure
    HB263$x
    other property $x: for other use
    TAG: Property, Ownership And Tenure
    HB270$x
    other property $x: % of the property belonging to household
    TAG: Property, Ownership And Tenure
    HB280$x
    other property $x: current value
    TAG: Property, Ownership And Tenure
    HB2900
    additional properties current value
    TAG: Property, Ownership And Tenure
    HB3000
    mortgages or loans using other properties as collateral
    TAG: Property, Ownership And Tenure
    HB3010
    number of mortgages or loans using other properties as collateral
    TAG: Property, Ownership And Tenure
    HB310$x
    other property mortgages $x: loan refinancing
    TAG: Property, Ownership And Tenure
    HB320$x
    other property mortgage $x: main purpose of the loan
    TAG: Property, Ownership And Tenure
    HB330$x
    other property mortgage $x: year when loan taken or refinanced
    TAG: Property, Ownership And Tenure
    HB340$x
    other property mortgage $x: initial amount borrowed
    TAG: Property, Ownership And Tenure
    HB350$x
    other property mortgage $x: additional borrowing
    TAG: Property, Ownership And Tenure
    HB360$x
    other property mortgage $x: length of the loan at the time of borrowing/refinancing
    TAG: Property, Ownership And Tenure
    HB370$x
    other property mortgage $x: amount still owed
    TAG: Property, Ownership And Tenure
    HB380$x
    other property mortgage $x: adjustable interest rate
    TAG: Property, Ownership And Tenure
    HB390$x
    other property mortgage $x: current interest loan of the mortgage
    TAG: Property, Ownership And Tenure
    HB400$x
    other property mortgage $x: monthly payment on loan
    TAG: Property, Ownership And Tenure
    HB4100
    money still owed on additional other property loans
    TAG: Property, Ownership And Tenure
    HB4200
    monthly payment on additional other property loans
    TAG: Property, Ownership And Tenure

    LISER database access and use policy

    As part of its studies and research, LISER has collected large amounts of data from various projects the Institute has carried out since its creation. LISER has also conducted a significant number of surveys in the country and in bordering countries mainly concerning individuals and households, from which it has analysed and archived information.

    LISER aims to increase the value of the data collected by making it available to the scientific community.

    It is, therefore, necessary to lay down essential rules for accessing the Institute's different databases. These rules concern the confidentiality statutes that are to be complied with as well as general conditions of use and procedures for accessing the multiple databases.

    This policy specifies the types of databases LISER makes available, as well as how they can be used, either :

    • (a) Externally, by user requests from the scientific community,
    • (b) Internally, by all LISER employees or by visitors to LISER.


    Data access conditions

    By default, all the databases owned or co-owned by LISER are accessible to all LISER employees on simple request (using a confidentiality declaration form). There may be specific cases that differ, namely databases of which LISER is not the sole owner. For the latter case, each database has its own arrangements (generally a specific data agreement form).

    For people external to LISER, access to data varies depending on the legal status and confidentiality level of the database requested. Therefore, depending on the database's confidentiality level, access may be granted only within LISER (physical entity) through an individualised and secure IT account. In all cases, access is requested using a form (see 'How to make a request').

    The aim of our policy is to facilitate access to data for research. The rules laid down are not used to hinder research or any other arbitrary desire to control. Rather, the aim is to put researchers in a position of responsibility with regard to data whose dissemination may be limited due to legal obligations (protection of persons, professional secrecy, etc.) or due to the data producer's interest (privilege of use, right of quotation, etc.).

    How to make a request

    The data access procedures differ depending on the user and data status. In all cases, users must sign an individual commitment.

    Data can be requested :

    • By contacting the LISER Data Centre : dataservice@liser.lu,
    • Or by drawing up (if one is available for the database requested) a LISER Agreement on data access or provision. (downloadable).
      Users provide information on their status and are requested to indicate which research project their request relates to. The published and signed documents must be sent by post to the following address :

      The Luxembourg Institute of Socio-Economic Research (LISER)
      11 Porte des Sciences Campus Belval
      L-4366 Esch-sur-Alzette
      Luxembourg