Panel Socio-Economique Liewen zu Lëtzebuerg III (PSELL3)
    Socio-Economic Panel of Liewen zu Lëtzebuerg III (PSELL3)
    PSELL 3 (Panel Socio-Economique Liewen zu Lëtzebuerg) is a survey conducted amongst people and households residing in the Grand Duchy with the aim of gaining an understanding of their living conditions. The socioeconomic panel was first constituted in 2003 and is used to build and test social and economic indicators and assess the impact of economic and social policies on the population's living conditions, particularly in terms of income, work, social security, education, health, housing, transport, consumption and savings.
    Demography
    Health
    Housing
    Income
    Economic Activity
    Living Conditions
    Poverty
    Personal Debt Repayment


    HPS120
    En ne tenant pas compte des remboursements que vous faites pour l'achat ou la construction du logement dans lequel vous habitez, devez-vous rembourser d'autres emprunts ?
    TAG: Personal Debt Repayment
    HPS121
    En ne tenant pas compte des remboursements que vous faites pour l'achat ou la construction du logement dans lequel vous habitez, devez-vous (ou un des membres de votre ménage) rembourser d'autres emprunts, y compris crédit-bail ou leasing ?
    TAG: Personal Debt Repayment
    HPS140
    Au cours des 12 derniers mois, vous est-il arrivé de ne pas pouvoir rembourser votre emprunt pour le logement ?
    TAG: Personal Debt Repayment
    HPS141
    Au cours des 12 derniers mois, par manque de moyens financiers, vous est-il arrivé de ne pas pouvoir rembourser les mensualités de votre emprunt pour votre logement principal ?
    TAG: Personal Debt Repayment
    HPS160
    Au cours des 12 derniers mois, vous est-il arrivé de ne pas pouvoir rembourser des achats à crédit ou d'autres emprunts ?
    TAG: Personal Debt Repayment
    HPH1220
    Au total, quel montant de l'emprunt relatif à l'achat ou à la construction du logement dans lequel vous habitez actuellement vous reste-il à rembourser ?
    TAG: Personal Debt Repayment
    HPH350
    Votre ménage rembourse-t-il un emprunt (ou plusieurs) relatif à l'achat ou à la construction du logement dans lequel vous habitez actuellement ?
    TAG: Personal Debt Repayment
    HPH360
    Quel est le dernier montant qui a été remboursé ?
    TAG: Personal Debt Repayment
    HPH370
    En quelle année cet emprunt a-t-il été contracté ?
    TAG: Personal Debt Repayment
    HPH380
    En quelle année cet emprunt sera-t-il complètement remboursé ?
    TAG: Personal Debt Repayment
    HPH390
    Quel est le taux d'intérêt de cet emprunt (si le taux est variable indiquez le taux actuel) ?
    TAG: Personal Debt Repayment
    HPI020
    Au cours des 12 derniers mois, par manque de moyens financiers, vous est-il arrivé de ne pas pouvoir rembourser à temps une mensualité de ces emprunts ?
    TAG: Personal Debt Repayment
    MI040
    Au cours des 3 derniers mois, vous est-il arrivé de ne pas pouvoir rembourser les dépenses effectuées avec cette ou ces cartes de crédits ?
    TAG: Personal Debt Repayment
    MI085
    Aujourd'hui, quelle part représentent ces retards de paiement par rapport au revenu mensuel net de votre ménage ?
    TAG: Personal Debt Repayment

    LISER database access and use policy

    As part of its studies and research, LISER has collected large amounts of data from various projects the Institute has carried out since its creation. LISER has also conducted a significant number of surveys in the country and in bordering countries mainly concerning individuals and households, from which it has analysed and archived information.

    LISER aims to increase the value of the data collected by making it available to the scientific community.

    It is, therefore, necessary to lay down essential rules for accessing the Institute's different databases. These rules concern the confidentiality statutes that are to be complied with as well as general conditions of use and procedures for accessing the multiple databases.

    This policy specifies the types of databases LISER makes available, as well as how they can be used, either :

    • (a) Externally, by user requests from the scientific community,
    • (b) Internally, by all LISER employees or by visitors to LISER.


    Data access conditions

    By default, all the databases owned or co-owned by LISER are accessible to all LISER employees on simple request (using a confidentiality declaration form). There may be specific cases that differ, namely databases of which LISER is not the sole owner. For the latter case, each database has its own arrangements (generally a specific data agreement form).

    For people external to LISER, access to data varies depending on the legal status and confidentiality level of the database requested. Therefore, depending on the database's confidentiality level, access may be granted only within LISER (physical entity) through an individualised and secure IT account. In all cases, access is requested using a form (see 'How to make a request').

    The aim of our policy is to facilitate access to data for research. The rules laid down are not used to hinder research or any other arbitrary desire to control. Rather, the aim is to put researchers in a position of responsibility with regard to data whose dissemination may be limited due to legal obligations (protection of persons, professional secrecy, etc.) or due to the data producer's interest (privilege of use, right of quotation, etc.).

    How to make a request

    The data access procedures differ depending on the user and data status. In all cases, users must sign an individual commitment.

    Data can be requested :

    • By contacting the LISER Data Centre : dataservice@liser.lu,
    • Or by drawing up (if one is available for the database requested) a LISER Agreement on data access or provision. (downloadable).
      Users provide information on their status and are requested to indicate which research project their request relates to. The published and signed documents must be sent by post to the following address :

      The Luxembourg Institute of Socio-Economic Research (LISER)
      11 Porte des Sciences Campus Belval
      L-4366 Esch-sur-Alzette
      Luxembourg